Some Careers Grow Faster Than Others.

 

If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

 

Our sector-focused Banking relationship managers provide a single coverage point for multi-national clients. With our global capabilities and footprint, vast expertise and local knowledge, our Banking teams connect clients to the products and services that meet their global financial needs.

 

We are currently seeking a high caliber professional to join our team as an Credit Administration and Secured Lending Officer.

Role Purpose

Perform processing the end-to-end journey for commercial home loan, asset link accounts and processing staff loans related activities in line with the Staff Financial Assistance Plan (FAP) guidelines, in accordance with the Bank’s established policies and procedures, and adherence to prescribed service standards.

To manage operational risk, including its identification, assessment, mitigation and control, loss identification and reporting.

Principal Accountabilities:

• Accurately prepares and timely dispatch of all bank-required Secured Lending documents.

• Ensures prompt and accurate processing of loan drawdowns and IOI bookings including proper encoding of Software House Lending System (HLS) details, preparation of Cashier’s Order for Bank and/or Seller Payments, and credit to ADA account for the loan proceeds, loan rebooking, restructurings, amendments, and tagging of BSP pointer and endorsed accounts received from Special Accounts Unit (SAU).

• Maintains security details in HUB (including updating/renewal of documents for secured loans); Performs account closure upon resignation or instruction by staff/commercial client. Monitor receipt/compliance of renewal documents such as but not limited to Real Estate Tax Receipts, OR/CR for Car Loans, Fire Insurance Premium Receipts.

• Address enquiries on all staff and commercial loans (i.e., Housing, House Improvement, Car, Personal, Computer/Club Membership Loans) including limits, eligibility, balances, etc.  Acts as content expert on the Staff Financial Assistance Plan policies for HBAP and HIIB employees.  Facilitates Mid-Career Hires’ loan take-outs and restructuring.

• Handles filing and safekeeping of security and loan documents including renewal documents; Prepares Cancellation Letters for closed HML and CRL accounts. Acts as custodian of all outstanding commercial HML/CRL master security files and corresponding credit folders and ensures that both files are accounted for by performing quarterly physical inventory of the same.

• Performs other tasks deemed necessary as required with strict compliance of deadline/cut-off and provide cover in the absence of other colleagues in the section.

• Assist in other functions within WPB Operations that may be assigned from time to time.

Experience, Skills and Qualifications  

• Knowledge in MS Excel, HUB, MWS and HLS

• Knowledge and familiarity of procedures/SLA of other departments associated with Secured Lending

Due to the urgent hiring need, candidates with immediate right to work locally and no relocation need will be prioritised.

You’ll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by Hong Kong and Shanghai Banking Corporation Limited Philippines

Please refer to job description.